Free Legal Letter Template

Lettercrank. Important notice: free sample documents and commentary are never a substitute to legal advice. Free Previews. I want to specify how the debt collector can. Use this booklet to help you understand what the law requires. A copy could also be sent to a superior. The Demand Letter should include all facts and legal contentions. Demand for Payment. Sign all the bits you need to sign, and have your witnesses sign the bits they need to sign. There has been increasing reliance on mechanical heating, ventilation and air-conditioning (HVAC) systems to achieve thermal comfort in office buildings. Here’s a sample letter to help you draft your own complaint about a product or service. Download a free refund letter sample, then customize it to suit your needs. End with proper thanking comments. Create your free legal documents today. The letter templates are free although you can also get paid ones if you don’t mind spending a few bucks. Create legal documents and legal forms instantly with safe & secure storage, e-signatures and lawyer review. Legal Forms, the original and premiere legal forms site on the Internet. Please read LawInfo's Terms & Conditions for additional information regarding liability. The summons, complaint, and answer are the documents that begin a lawsuit. Due to the variances of many local, city, county and state laws, we recommend that you seek professional legal counsel before entering into any contract or agreement. With an effective letter template, you can build a wealth of resources that suit personal, business and legal applications, saving you time, money and stress. Request Refund Letter Template Use our free Request Refund Letter to help you get started. Their scare tactics are used in an attempt to scare and intimidate you into dropping your dispute so that they don’t have to remove any of the disputed items. All requests made under this guarantee must be made within 60 days of purchase. How to Write an IOU Template Step 1 – Debtor, Creditor, and the Amount. Car Repair Letter. Legal Wording for When an Heir Wants to Relinquish Interests in a Property By Michael Butler Normally, you do not have to take possession of property given to you by someone else, including inherited property. Where there is a sale by sample there is an implied condition: (1) that the bulk will correspond with the sample in quality;. I need a sample or template of a letter of support for a friend involved in a child custody dispute. Personal Letters. If you don’t, be sure to send the letter by certified mail. Free Legal Advice – Get Informed Sample Letters for Tenants Tenant Eviction Rental Maintenance and Repair Rent Payments & Rent Increases Renter's Security Deposit Tenant Rights and Responsibilities Landlord-Tenant Lease Agreements Credit Reports for Landlords Co-Tenant Responsibilities Renters Insurance General Landlord and Tenant Questions. A handy letter template that is purpose designed for a specific application, but flexible enough to be customized to suit your needs can make the process of formal communication simple. Samples of Our Legal Notice Templates. When writing a legal declaration, an individual must provide the case name and number, and a detailed witness testimony with specific details about the event or individual in question. The legal guardianship document is a formal declaration to the court system that another party is responsible for the well-being of the minors. Important notice: free sample documents and commentary are never a substitute to legal advice. Print as is or use them as templates to edit and create a document to suit your needs. Before you begin drafting the legal letter that you need, be forewarned: do not be fooled by the simplicity in which legal letters are written. We come across legal matters now and then, and most of us prefer to handle them with some shortcuts for the purpose of saving time and money. Use this Sample Demand Letter for Return of Security Deposit as a template to prepare your own demand. This Letter of Termination of Employment – Redundancy can be used when making an employee redundant. This demand letter sample will help you understand the different parts of a good demand. Agreement for debt settlement with creditor or collection agency. The motivational letter is actually a personal statement which …. This free legal pleading template is easy to download, customize (DOC version only), and print. Use the following Experienced Legal Assistant cover letter template to win the job today!Create Cover Letter. If you are unsuccessful working something out with your landlord, however, put your concerns in writing, in the form of a demand letter. For more demand letters, see the Minnesota Demand Letters page. Temporary guardianship letters typically cover a period of six months. Sample Demand Letters. To use this free letter, copy the letter text and paste it into your word process of choice. Below we also talk a little bit about the challenges in collecting medical records. doc or pdf file and customize it. You can send it yourself or ask a lawyer to write it on their letterhead. If you're served with a lawsuit for debt collection, you may be angry or scared, but the one thing you can't do is ignore it. Be sure to tailor any samples you use to match your own background and the job for which you are applying. Free printable legal contracts and templates. The legal guardianship document is a formal declaration to the court system that another party is responsible for the well-being of the minors. Use the following Experienced Legal Assistant cover letter template to win the job today!Create Cover Letter. Sample Demand Letters. You can use an Envelope # 10 template to create the kinds of envelopes that you need for your business. We've prepared a bundle of letter templates to be used in general business situation. Free Sample Letters and. DOC) format. 1,514 ready-to-use business form templates that you can download and print for free. A legal declaration must include a sworn statement that the information is true, according to the law offices of Mogren, Glessner and Roti. Collections Legal Forms For use when attempting to legally collect a debt including assignments and appointmenst to collections, demands for payment and settlement agreements. is NOT a business letter - it is a personal employment-related letter. Legal letter template having the detail information about the matter that can be discussed and mostly prepared to remove any doubt or confusion from the mind of the reader about any matter which can be create difficulties. Useful Critical Points. According to Nolo, a legal information website, demand letters result in successful resolution of cases "in as many as one-third of all potential disputes. Samples of Our Legal Notice Templates. The Federal Rules of Civil Procedure outline the basic requirements for the contents of each of these documents. Free letterhead templates and free letterhead designs. If you need a Complaint Letter drafted about a product or service we offer Complaint Letter Writing Services. Legal Contracts - The Employee Demotion Letter legal contract template is one of many downloadable in Human Resources Contract Pack. The letters would be provided in accordance with the professional standards in the jurisdiction in which the lawyer practices. January 14, 2018 September 26, 2019 mbahmoo. How To Arrange For Guardianship Of Your Children After Your Death Dying and leaving behind minor children is something no one wants to consider. End with proper thanking comments. Most your legal options for collecting unpaid back or delinquent rent from tenants will be defined by your rental agreement. Free Legal Forms. So before you get started – take some time to research the company and role, and think about how your skills and experience make you a good fit. The tone of this letter should be professional and not emotional. Download Print This! Get more free templates: Free Sales Brochure Template. Terms & Conditions. Make a note on your copy of the date and how you delivered the letter. Tone Of Letter. Free Legal Advice – Get Informed Sample Letters for Tenants Tenant Eviction Rental Maintenance and Repair Rent Payments & Rent Increases Renter's Security Deposit Tenant Rights and Responsibilities Landlord-Tenant Lease Agreements Credit Reports for Landlords Co-Tenant Responsibilities Renters Insurance General Landlord and Tenant Questions. A demand letter is a letter written to an adversary prior to the commencement of litigation. Letters in legal disputes and lawsuits often serve two purposes: first, to communicate in a clear, professional manner, and second, to document what was said or done for later use in court. Legal Pleading Papers , blank pages numbered along the left edge, are available in formats that satisfy the requirements of many courts. 1275 x 1650 png 100kB, Grant letter of support free example | Eric blog. Sign all the bits you need to sign, and have your witnesses sign the bits they need to sign. Legal Forms & Legal Documents A Cease and Desist Letter is sent out by a party to request an individual. Forms and Sample Letters. If you decide to copy and modify any of these letters for your own use, make. A notarized letter acts as an authentication proof, there is a seal or stamp on the document which verifies that the signature of the person on the document is genuine. Confirm your verbal agreement in writing with the creditor or collection agency by sending our debt settlement agreement letter. Free Promissory Note Template How to Write a Letter of Hardship Free Hardship Letter Sample. Car Repair Letter. This Authorization Letter sample is available for use on UpCounsel. July 30, 2019: Sample Hardship Letter Templates. In order to get this legal document, you can download the free printable legal guardianship forms from internet. On this list, you will find 50+ demand letters that you can download for free, each demand letter serving a different purpose depending on the occasion. Embedded Software Engineer Resume PDF Format edatabaseorg ~ My Resume In Doc Umass Boston Computer Science Most Effective Resume Format Best Good Cs Rumes Internship Templates At 10 Education High School Samples Sexamples And 25 Writing Tips 018. Find other professionally designed templates in LetterTemplates. Welcome, you've arrived at an RP Emery & Associates Free Legal Document Page. An effective Demand Letter will require careful thought and consideration to ensure it is clear concise and accurate. See Chapter One for information about credit reporting agencies. Templates for letterhead and cover or business letters. For more demand letters, see the Minnesota Demand Letters page. Your written rental agreement may have. Fill in the banks and print it out. Sample proxy letters are templates of letters a person writes to give another person the authorization to perform a specific task on their behalf. Sign all the bits you need to sign, and have your witnesses sign the bits they need to sign. The forms only give you a few lines to write your explanation, but you should feel free to write the phrase “see attached page” on the form and submit a letter along with the form that carefully outlines the problems you see with the determination. payment in full, payment over time), and directions for the reply and a deadline for the reply. Download Print This! Get more free templates: Free Sales Brochure Template. Assortment of legal settlement offer letter template that will completely match your requirements. All requests made under this guarantee must be made within 60 days of purchase. Legal Pleading Templates in. The free Form Library offers Easy Form programs to fill out the forms or download a blank form and use a pen. Alternative low energy air-conditioning solutions are now being commonly used in preference to more traditional air-conditioning solutions for commercial applications. It is the best file for recommending the character of an individual. Legal Letter Template. You can also see Character Reference Letters. Confirm your verbal agreement in writing with the creditor or collection agency by sending our debt settlement agreement letter. Most of our letters come in Microsoft Word format so you quickly copy and edit in order to personalize the letter. Please be aware that these sample letters and forms may have legal and financial implications. The ‘Step-by-Step-Instruction Manual’ that you will receive in the “Section 609 Do-It-Yourself Credit Dispute Letter Package” will show you how to deal with their scare tactics. motor licence issuer, or by calling SGI toll free at 1-800-667-9868. Lawpath does not provide legal advice. This Letter of Termination of Employment – Redundancy can be used when making an employee redundant. Legal Pleading Papers, blank pages numbered along the left edge, are available in formats that satisfy the requirements of many courts. Personal Letters. Letter Of Attestation Template Is Often Used In Attestation Form Template, Legal, United States Federal Legal Forms, United States State Legal Forms And United States Legal Forms. How To Arrange For Guardianship Of Your Children After Your Death Dying and leaving behind minor children is something no one wants to consider. No new members may join this group. The letter should express your wishes following your death. Download a free To Whom it may Concern Letter Template Word to make your document professional and perfect. The motivational letter is actually a personal statement which …. Sample/model agreements and check-lists: Strategic Partnerships, Technology Transfer, Venture Financing, Intelelctual Property (at 1000ventures. Tone Of Letter. Variations include the number of dots per inch, and the size of the paper (legal, letter, ledger, and A4). Legal Templates cannot and does not provide legal advice or legal representation. If you don't, be sure to send the letter by certified mail. ("USLF") offers thousands of letter samples, form letters and letter templates for legal and non-legal matters. When we built our house we definitely had to do this. Keep copies of all letters you send to your landlord. Hope this office manager cover letter sample gives you an idea on how to draft an effective and captivating letter to the employer. If you can’t find a cover letter sample for a particular job, you can look through our collection of free cover letter templates, and download one that you like in Microsoft Word format to create your own. Sample and Form Legal Letters - W U. July 15, 2019: Free Printable Flyers. If you need more detailed advice and guidance, contact the Citizens Advice consumer helpline. Downloading your free legal document is easy. Instant download. Download FREE pdf version of sample letters - pay for delete, debt settlement, good will, cease and desist, debt validation, expired sol notification, wage assignment revocation, removal of inquiries, alternative payment plan, and debt verification. January 11, 2013. I need a sample or template of a letter of support for a friend involved in a child custody dispute. The Legal Collection Letter should be used as final attempt to get customers to pay, before taking legal action. 5 sample letters to send. If you ask the average person what life events frightened them the most, one of the answers will surely come up as the fear of being sued. Watch This Before You Continue Demand for Full Amount Due Letter Template [DATE] [DEBTOR] [STREET ADDRESS] [CITY] [STATE] [ZIP] Re: Loans in Default to [CLIENT] Gentlemen: I have been retained to represent [CLIENT] […]. Letters Browse these free Word letter templates for attention-getting letterhead, business stationary, and cover letters for a wide variety of personal and professional needs. Find the business legal form you need at Rocket Lawyer. In order to get this legal document, you can download the free printable legal guardianship forms from internet. Graph Paper in. Legal Templates cannot and does not provide legal advice or legal representation. Or download the entire collection for just $47. You can use this letter however, ensure to understand the terms mentioned and make necessary change in it. FindLaw Legal Forms is designed to help you find do it yourself legal forms and letters for all of your consumer and small business needs. Some include a legal guardianship document in their wills to determine who will raise their children. As a rule, formal letters should have margins spaced 1 ½” from the top of the page and from the left and right sides, as well. 224 complaint letter templates and fill-in-the-blank Complaint Letters you can download and print for free, as well as tips on how and why to write a complaint letter. This Authorization Letter sample is available for use on UpCounsel. I, Jane Doe, residing at 111 Maple Dr. Do you need to appeal an insurance claim? Browse the website to get sample letters such as medical appeal letters, health insurance appeal letters and many more. Now after reading useful practical tips about writing response letters , you should also go through the following response letter sample. On this list, you will find 50+ demand letters that you can download for free, each demand letter serving a different purpose depending on the occasion. com provides a service for automated creation of forms, templates, and letters from templates and samples, involving personal letters business forms, legal letters and many others. See: Who is the legal father? What if the other parent is asking for full custody of the child/ren? If you agree with the other parent about the custody orders requested, you can file a Petition to ask for a schedule for. A Demand Letter is a letter sent by certified mail to demand payment or some other action, which is in default. No one can predict when an accident or other disaster may occur. When a debtor fails to honor a negotiated repayment of a debt, most businesses change how they approach the account. Some sample eviction letters are also given below that will help you in customizing your own eviction letter according to your own needs. Lettercrank. LEGAL PROBLEMS Follow Up Sales Letter Sample. Business letters tend to be more formal and are often sent to people we don’t know. Simply download the. Find other professionally designed templates in LetterTemplates. Instantly create a job-winning resume. This Site Might Help You. The legal guardianship document is a formal declaration to the court system that another party is responsible for the well-being of the minors. Skip to main content. The job seeker targeting these positions needs the cover letter to include examples of marketing success. 600 x 650 jpeg 131kB, Letter of Support – 6 Free Doc Download | Sample Templates. In example, consent letter to travel is required as entry requirement if your children traveling alone to other countries. We've created templates to help you develop your own auto enrolment communications. As you discuss funeral plans with your loved one, he or she might want to prepare a letter of last instructions—a document that outlines funeral arrangements and other important matters. Free legal forms include: ADR, bailbonds, business and corporations, class action, consumer law, official court forms, creditor and collections, criminal law, estate planning, family law, labor and employment, lemon law, immigration, malpractice, personal injury, real estate, and workers compensation are but a few of the subjects for which free legal forms can be found. Free Law Firm Web Sites Justia's free template-based Justia. We have these downloadable legal notice templates that are available for everyone. Demand for Payment This letter shall serve as your final notice before pursuing further legal means for collection of your overdue account. Use our resume guide and template and access professional resumes and CV samples designed for a variety of jobs and careers!. Download Free Power of Attorney Forms in Adobe PDF (. We are a non-profit 501(c)(3) charitable organization dedicated to providing free community legal services to Clark County's low income residents since 1958. Browse 100's of design examples - download easy-to-edit layouts. Often this is the final reminder letter before taking legal action. Please be aware that these sample letters and forms may have legal and financial implications. To resolve the problem, I would appreciate your (state the specific action you want: money refunded, charge. Download, print, complete and use any of our available printable fill in the blank form(s) or document(s) templates for free. With hundreds of legal forms on a variety of topics, it's quick and easy to get the legal form you need. Legal Demand Letters Legal Response to Demand Letter. If the tenant doesn’t vacant the premises within the said days, the landlord can take legal action against the tenant. Dot Paper in. Find the personal legal form you need at Rocket Lawyer. Hudson's free cover letter templates and cover letter examples will help you write a winning cover letter that will catch the eye of hiring managers and recruiters and increase your chances of getting an interview. 6000+ forms and templates for free download. 5 sample letters to send. Building thermostats – issues. sample cover letter for legal internship sample cover letter nursing instructor position registered nurse. Thank You, Sincerely,. Legal pleading template for plaintiff vs. If you decide to copy and modify any of these letters for your own use, make. 6000+ forms and templates for free download. By filling out a one page, plain English form you are able to compile your contracts & documents customised to your circumstances. To resolve the problem, I would appreciate your (state the specific action you want: money refunded, charge. Confirm your verbal agreement in writing with the creditor or collection agency by sending our debt settlement agreement letter. Legal Templates cannot and does not provide legal advice or legal representation. How to Answer a Lawsuit for Debt Collection in Texas. Generally you should say this is between 7 and 14 days. They are generally used by the lawyers as a way of introduction of themselves and also as a sign that any letter that has been received deals with the legal matters. Cancel 0 Cart 0 items. When someone receives such a letter, he also received a legal obligation. within 180 days of Entrepreneur’s election of this option and, at the time of such repayment, this Agreement shall terminate and each parties’ rights and obligations hereunder shall terminate; or (B) if Entrepreneur does. LEGAL CORRESPONDENCE Sample Letters for Legal Matters. Forms and Sample Letters. These letters express an intention without entering into a formal agreement or contract. No one can predict when an accident or other disaster may occur. Legal Letter Template. doc or pdf file and customize it. Business Address Announcement Letter; and (2) Change of Business Address Announcement Letter; This form is designed to assist you in drafting a letter to announce a change in your business address. What goes in the Letter Before Action. [Name of firm] will provide legal services to [Client name], and the scope of services we will render, the manner of calculating, billing and collecting legal fees, and other aspects of the. Instantly create a job-winning resume. Find other professionally designed templates in LetterTemplates. More Free Microsoft Templates: Microsoft letter templates are available as a free download for Microsoft Word users or are available within your Word program, to use to create a variety of letters. 6000+ forms and templates for free download. Customization in templates is enabled and hence every template provided in this site is easily editable. Free Microsoft Office templates for brochures, flyers, newsletters, postcards, letterhead, presentations & more. Alex French 51 Acorn Ln Greypeaks, TA 97555. Following are the important tips to write an eviction letter; If it is a month to month tenancy, you need to give at least 90 days notice of vacating the house. legal or moral obligation on the part of the Group Leader or other member to contribute on his/her behalf. You can learn how to obtain your client's medical records quickly and cheaply here. 1,514 ready-to-use business form templates that you can download and print for free. Each section has an annotated description underneath, highlighting important information you will need to remember whilst drafting your own LPC letter: EVERYMAN SOLICITORS. FindLaw Legal Forms is designed to help you find do it yourself legal forms and letters for all of your consumer and small business needs. net newsletter, and I'll let you know whenever I add new free printable goodness. You must appeal in writing within 60 days of the date you receive the notice. Legal Letters here are provided absolutely FREE. Legal and Non-Legal Letters - Samples Templates U. If you're not satisfied, simply call us toll-free at (800) 773-0888 during our normal business hours. Below is a sample dispute letter that can be used for an Equifax, Experian, or TransUnion dispute. Below is a sample letter requesting medical records in a personal injury accident claim. PHILCORPORATION. Please be aware that these sample letters and forms may have legal and financial implications. Used profusely in the course of business, it is often written with the aid of legal counsels. 7+ Legal Complaint Form Samples in Sample, Example, Format In legal terminology, Complaint Forms are documents that lay down certain facts and legal reasons that the filing party or parties believe to have sufficient information to support a claim against another party. This content is slightly modified from Carreon and Associates. 3 Debt Settlement Agreement Form free download. Letter - W 30 (b)(6) Representative is not available; Letter - A Package of Letters and Forms for Foreclosure; Letter - Abstract Judgment Roll; Letter - Abstract of Judgment. December 9, 2015. I am conducting legal research for the state of: Any State Can anyone provide me with a sample letter of representation which would be used for legal services? In addition, does anyone know of a website that offers free samples of legal letters and documents. Through the help that the free Envelope # 10 template offers, you can quickly print up an envelope to fit your needs. Besides, you just need to get right to the point and avoid unnecessary words in your compensation letter. Use the Debt Settlement Agreement Letter for putting down the terms and conditions of the offer and get it signed by your creditor. motor licence issuer, or by calling SGI toll free at 1-800-667-9868. Print or download your customized legal document in 5-10 minutes or less with LawDepot. Return from Sample Repayment Agreement to Home page. You can write or type your own letter using the wording in these sample letters as a guide. Sample Letter of Agreement 2 and/or this program, made by or under the authority of the Sponsor, in which the composer may appear, 3. txt file) the next time you need to file a complaint. Learn More! Legal Letters. The process of document creation is boring but it's an essential part of running and growing your business. Subscribe to the Free Printable newsletter. Useful Critical Points. Download Print This! Get more free templates: Free Sales Brochure Template. Download the Proof Of Employment Letters for free. Below we also talk a little bit about the challenges in collecting medical records. Resume samples are available freely. Cover Letter Builder, a free online tool from LiveCareer, is the fastest, easiest and most effective way to build a resume cover letter. Booklet 2 Housing Code Checklist (June 2017) An easy-to-use checklist that tells you what the minimum legal requirements for rental housing are under the State Sanitary Code. Before you begin drafting the legal letter that you need, be forewarned: do not be fooled by the simplicity in which legal letters are written. With hundreds of legal forms on a variety of topics, it's quick and easy to get the legal form you need. Free legal forms include: ADR, bailbonds, business and corporations, class action, consumer law, official court forms, creditor and collections, criminal law, estate planning, family law, labor and employment, lemon law, immigration, malpractice, personal injury, real estate, and workers compensation are but a few of the subjects for which free legal forms can be found. As a rule, formal letters should have margins spaced 1 ½” from the top of the page and from the left and right sides, as well. It is essential for you to have this legal document when you want to be a legal guardian for other person. payment in full, payment over time), and directions for the reply and a deadline for the reply. Please read LawInfo's Terms & Conditions for additional information regarding liability. DOC format Click any legal pleading template to see a larger version and download it. Spending some time to write a good cover letter can be beneficial to your job application. Legal templates listed on this page are designed to meet the requirements of common individuals, private lawyers, law firms, judiciary information, and other related lawsuit forms. Because every situation can be different, only a lawyer can answer your legal questions and assist you with a contract. These sample letters contain useful vocabulary that you may want to use in your own business correspondence. Building thermostats – issues. Find Free Blank Samples in Microsoft Word form, Excel Charts & Spreadsheets, and PDF format. These letters express an intention without entering into a formal agreement or contract. Create forms for Real Estate, Business, Estate, and more. They are intended to give you an idea of what a dispute letter should look like and what it should contain. The best Resume Paper, Business Paper, Social Stationery, Parchment Certificates, Fine Cotton Paper. Please consult with your own legal advisor if you have any questions or concerns regarding the use of any of these letters and forms. Chilled ceilings and beams. Free Legal Forms. pdf or Word file of this document to get the sample letters. Free templates & expert advice. Important notice: free sample documents and commentary are never a substitute to legal advice. Letter Granting Permission to Use Property. Make great-looking business brochures with StockLayouts free brochure templates. Letter to Client – Withdrawal of Representation, US-97. Legal Templates Back to Index. Often this is the final reminder letter before taking legal action. Sample Demand Letters. July 18, 2019: Resignation Letter Templates. As the executor, you’ve given the responsibility to manage the estate and carry out all of the directions found in the will. If you look at our hundreds of templates, you will find that our selection encompasses options for whatever industry and position you are pursuing. Our Business-in-a-Box software gives you instant access to our entire collection of 1,800 business and legal document templates. No one can predict when an accident or other disaster may occur. These Attorney forms include numerous forms and letters used by attorneys in the day-to-day practice of law. Legal Contracts - The Employee Demotion Letter legal contract template is one of many downloadable in Human Resources Contract Pack. Legal and Non-Legal Letters - Samples Templates U. Here’s a sample letter to help you draft your own complaint about a product or service. Legal Forms™, Inc. Get help from the sample letter and send it to the credit bureaus to get the inaccurate information removed from your credit report. You can mention in the letter that you want to be present when the landlord inspects the property for damage. Choose from hundreds of templates. A formal letter template falls under the category of legal letter, because its content is true, professional and concise. Here is a selection of sample business letters and other correspondence that you can copy and modify as you wish. 40 Best Demand Letter Templates (Free Samples) A demand letter is an official letter which makes a demand to the recipient. A letter of demand is usually sent when you have tried unsuccessfully to get your invoice paid and it is the right time to take more serious action. General Business Documents - Other downloadable templates of legal documents. Before you begin drafting the legal letter that you need, be forewarned: do not be fooled by the simplicity in which legal letters are written. Download a free To Whom it may Concern Letter Template Word to make your document professional and perfect. Here you can see a template and look over a few sample letters to an insurance company. State-Specific Legal Forms Landlords Trust LIVE HELP & SUPPORT. NOTICE The information in this document is designed to provide an outline that you can follow when formulating business or personal plans.